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 BUSINESS LOANS 
   
  Lines of Credit: 
 Revolving credit lines for:
  • Temporary/Short-term working capital, payroll
  • Accounts receivable
  • Taking advantage of vendor purchase discounts
  • Inventory and materials
  • Unsecured limits up to $100,000
 
  Term Loans 
 We offer long-term financing for:
  • Equipment and machinery
  • Commercial vehicles
  • Permanent working capital
  • Building improvements
  • Technology upgrades
 
  Business Real Estate 
 
  • Owner Occupied and investment commercial properties
  • Investment residential properties of more than 4 units
  • No prepayment penalties
  • Up to 80% Loan-To-Value financing
  • Loan terms up to 15 years, with up to 25 year amortization
 
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Site Map  |  Routing Number
4530 Ming Avenue  |  P.O. Box 9506  |  Bakersfield, CA 93389  |  661-833-7530
Copyright 2008 Kern Schools Federal Credit Union. All Rights Reserved. Your savings FEDERALLY insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency. KSFCU is an Equal Housing Lender.