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| | Security Statement | |
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| | Kern Schools Federal Credit Union is committed to ensuring the confidentiality of your online transactions. DataNet incorporates designed-in security features for safeguarding your accounts and the information you transmit to us during a DataNet session. | |
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| | SECURITY FEATURES | |
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| | Data Encryption | |
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For your protection, we use 128-bit Secured Socket Layer (SSL) strong encryption during your online sessions. Encryption is a sophisticated way of scrambling all information transmitted online before it leaves your computer, so that all information, including PINs and online bill payments are completely unreadable by unauthorized third parties. No transactional information will be transmitted without first being encrypted.
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We require that your web browser support 128-bit encryption because it is more effective than 40-bit encryption. While 40-bit encryption might be fine for low risk transactions, it is not adequate for protecting financial transactions.
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When you supply data via the Internet, it is encrypted before it travels. We decode and process the data at our end. When we provide data to you, it is encrypted at our end, and sent to you. When you receive it, your browser decodes the information and displays it to you.
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You can ensure that your online information is encrypted in Netscape if the small key or lock at the bottom left-hand corner of your screen is unbroken. For Microsoft browsers, a lock appears on the bottom right of your screen during an encrypted session.
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| | Double Authentication | |
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To further safeguard your account information against unauthorized access, the software employs a double authentication scheme. It prevents an unauthorized user from accidentally or deliberately determining your session ID while you are online and executing transactions against your account.
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| | Approved Browsers | |
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| | For a secure system running Microsoft Windows NT SP 6, Windows Vista, Windows 2000 SP3, Windows XP and Wiindows 2003 or Apple Mac OS X operating systems, we recommend using the following browsers. Each of the browsers listed has an encryption level of 128-bit. We recommend against using older or unlisted browser versions and operating systems. Even though they may function correctly, using them can create a potentially non-secure environment. Please review the following known issues associated with the browsers. | |
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| Recommended Browsers/Version | Operating System | Microsoft® Internet Explorer v6.0 and v7.0 or higher
Mozilla Firefox v1.5 and v2.0
Apple Safari v2.0 | Microsoft Windows NT SP6, Windows 2000 SP 3, Windows XP, Windows 2003, and Windows Vista.
Apple® Mac OS X | | |
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Individualized Personal Identification Number (PIN) | |
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When you enroll for DataNet you are provided with an initial online PIN. You can change your PIN as often as you like when you logon for a DataNet session. The first time you login, you will be required to change your PIN. Every time you begin an online session after that you will need to enter your Account Number and PIN to enter the secure area of our website.
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Timed Logoff | |
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If you forget to logoff, we do it for you by terminating your DataNet session after a certain length of time. You can set this time to be for 5, 10, 15 or 20 minutes. You will be required to login again to begin another session. This built-in safeguard protects your account information from unauthorized access in the event you are called away from your computer during a DataNet session, or forget to logoff at the conclusion of your session.
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| | YOUR RESPONSIBILITIES | |
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| | Each of the foregoing security features is designed to protect confidentiality of your online transactions and account information. You are also responsible for adhering to the following secure practices. | |
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- ALWAYS close your browser after a DataNet session to protect your confidential information. If you cannot close the browser after your DataNet session, be sure to delete the temporary files stored by the browser on your local hard drive. Consult your browser Help on how to do this.
- NEVER reveal your Account Number or PIN to anyone.
- NEVER leave your PC unattended during a DataNet session.
- When you are finished with a DataNet session, be sure to LOG OFF before visiting other web sites
- Report known instances of unauthorized account access to DataNet within the required timeframe.
- NEVER use email to transmit any personal, business, financial or account information. Messages sent in this manner are not encrypted.
- Use the encryption features of your browser. You may be required to upgrade your browser to 128-bit encryption.
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| | If you have any questions regarding the security of your online transactions, please call us during regular business hours at (661) 833-7900, (800) 221-3311 (Outside Bakersfield), or email us using our Secure Contact Form. | |
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